75% of Belgians have a smartphone and Belfius, KBC and ING together have nearly two million customers who make an active and regular use of Mobile Banking for an ever wider range of transactions. Through this partnership in Payconiq, Belfius, KBC and ING want to provide shopkeepers and consumers with an innovative, secure and inexpensive cardless and terminal-less payment solution that meets their needs in an increasingly more mobile and constantly changing world.
Easy, fast and inexpensive
Available from App Store and Google Play, the Payconiq app can be used to reimburse a friend who paid your share of the restaurant bill, to pay for a visit to the doctor, for purchases in a shop or, in the near future, on the Internet, etc.
Payconiq does not require a terminal to be installed and the charges per transaction billed to the shopkeeper are particularly low. Moreover, there are no additional costs. Furthermore, Payconiq will soon be integrated in the Citie platform, enabling users to benefit from discounts, advantages, points or coins granted under loyalty programmes by partner shopkeepers.
The app is accessible to all consumers with a current account, irrespective of whether they are customers at Belfius, ING or KBC. It can be used to make payments rapidly and free of charge everywhere, at all time, without contact. The beneficiary is recognised automatically by the app, and his or her account number does not even have to be entered any more. The user simply indicates the amount to be paid, then confirms the transaction with his or her PIN code. The operation is then displayed in near real time on the beneficiary’s screen (PC, smartphone or tablet).
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